As
an employee benefits provider, HCI represents many
AAA-rated carriers of insurance and financial products, and we are licensed to
represent their full range of products
and services as components of an employee benefits
package or program. Consider us your one-stop supplier
for a complete custom benefits package or for separate
insurance and/or financial plans.
Choice
of Carriers
Employee
Benefits Packages Assembled from a
Wide Choice of Carriers
With
a broad range of fine carriers to choose from, HCI
can
shop for and negotiate the best insurance and financial
plans for your company’s benefits package.
Insurance
Plans Available
Financial
Plans Available
•
Medical Insurance
• 401
(k)
•
Life Insurance
• Annuities
• Disability
Insurance
• Estate
Planning
• Long
Term Care Insurance
• Flexible
Spending Accounts
• Dental
Insurance Plans
• Retirement
Plans
Choice
of Employee Benefits Packages
Choose
the service level you wish for your employee benefits
package that meets your company needs and expectations,
regardless of the insurance and financial plans included.
Full
Service Benefits Package:
This package is designed to relieve you of as much of the
implementation and administration burden as possible.
It is ideal for employee attraction and retention.
Value
Benefits Package: HCI
will help implement this package and make sure your have
the most affordable plans available from our carriers.
Administration
Benefits Package:
In addition to assisting with implementation, HCI will
help with handling insurance claims and employee additions
and terminations, the most burdensome tasks of plan administration.
Benefits Package Service Components
Ongoing
Communications: HCI takes the mystery out
of health insurance and financial plans for you so
that you can understand your employee benefits program
and how we can make it work for you. We are
always available to answer any questions as we implement,
administer, and maintain your program.
Employee
Benefit Package Implementation: Our consultants
will explain the Benefit Package and all its details
to your employees. We will let them know that HCI
consultants are always delighted to answer questions
and provide support.
Insurance
Claims: We encourage all your employees
to contact us FIRST with issues or questions related
to health insurance claims. Simply fax us the explanation
of Benefits or Physician’s receipt. We will
take it from there! We are experts in dealing with
insurance companies, doctors and providers and
will contact them on your behalf to resolve problems.
Employee
Additions and Terminations: You will never
have to send applications to your provider company
again. All employee applications and requests to
terminate employees are handled through our office.
All applications are faxed to us. We coordinate
with each carrier and follow-up until the employee
is either added or terminated.
COBRA
and State Continuation: We have up-to-date
information to help guide you through your COBRA
management or, if your company is less than 20
employees, State Continuation.
Yearly
Benefit Package Review and Market Analysis:
90 days prior to your renewal date, we will re-shop
your insurance plans, sending out your census information
to our carriers for bids. We will also review the
performance of your financial plants. During your
renewal meetings, we will discuss various alternatives
to keep costs in-line with your expectations.
For assistance in building the best employee benefits
package for your company needs, call us HCI at 713-626-2838
or complete our Contact Form.
Full
Service Benefits Package:
This package is designed to relieve you of as much of the
implementation and administration burden as possible.
It is ideal for employee attraction and retention.
Value
Benefits Package: HCI
will help implement this package and make sure your have
the most affordable plans available from our carriers. 
Administration
Benefits Package:
In addition to assisting with implementation, HCI will
help with handling insurance claims and employee additions
and terminations, the most burdensome tasks of plan administration. 