Annuities, Estate Planning and Retirement Planning

Americans are living longer, healthier lives and ensuring that you will be able to lead the life you choose after your regular paychecks stop is the cornerstone of any good retirement plan. That means making sure you have a safe, secure nest egg that is there when you need it.

Healthcare Consultants can help put you on the right track for a secure retirement. No matter your goals, we can provide the guidance and services necessary to help you prepare for retirement on your terms.

AnnuitiesEstate PlanningRetirement

An annuity is an insurance product that pays out income and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement.

Here’s how an annuity works: you make an investment in the annuity, and it then makes payments to you on a future date or series of dates. The income you receive from an annuity can be doled out monthly, quarterly, annually or even in a lump sum payment.

The sizes of your payments are determined by a variety of factors, including the length of your payment period.

You can opt to receive payments for the rest of your life, or for a set number of years. How much you receive depends on whether you opt for a guaranteed payout (fixed annuity) or a payout stream determined by the performance of your annuity’s underlying investments (variable annuity).

As you plan your retirement, you may want to consider adding an annuity to your investment portfolio.

If you would like more information about achieving a secure retirement with annuities, please call Healthcare Consultants at 713-626-2838 or complete our Contact Form.

 

Estate Planning

Proper estate planning can help bring peace of mind, knowing that when you pass away your family members and loved ones will not be subjected to costly estate litigation or government administration of your estate. Estate planning can prevent family feuds, costly probate court appearances and save your loved ones estate expenses and inheritance taxes. A common misconception is that you must be wealthy to need estate planning. The fact is that good estate planning often means more to families with modest assets, because they can afford to lose the least.

At Healthcare Consultants, we can advise you on ways to integrate insurance into your estate plan including the types and amounts of insurance you should consider in order to meet your estate’s liquidity and survivor income needs. We work closely with estate planning attorneys and insurance carriers who are experienced in preparing estate plans for individuals, spouses, families, domestic partnerships and small businesses.

If you would like more information about Healthcare Consultants’ Estate Planning Services, please give us a call at 713-626-2838 or complete our Contact Form.

The decision to implement a retirement plan is one of the smartest choices that a business can make. It can give you and your employees the opportunity to save for your future while enjoying substantial tax savings today. The benefit to a business owner is twofold. First, as a business owner, a company-sponsored retirement plan can help you attract and retain your most valuable business assets – quality employees. Secondly, as a participant, a retirement plan will allow you to save for your own retirement.

If you would like more information about Healthcare Consultants’ Retirement Planning Services, please give us a call at 713-626-2838 or complete our Contact Form.