David Neider - President
Upon graduating from the University of Texas, Austin in 1983 with a degree in Finance and Real Estate, David went straight into the insurance and financial planning industry.
In July 1994, after 12 years of developing his knowledge and skills in insurance, David founded Healthcare Consultants. Since then, the firm has grown successfully, largely due to David’s emphasis on customer service and fair prices. Currently, hundreds of groups in the Houston area rely on David and Healthcare Consultants to maintain their group healthcare plans.
Over the years, David has developed a sound reputation among the major carriers for group health, life, long-term care, supplemental, dental, and disability insurance. Now a highly respected specialist in group and individual insurance plans, David’s reputation as an insurance advisor has earned him high standing with many top providers.
As a member of the Houston Association of Healthcare Underwriters (HAHU) and the National Association of Healthcare Underwriters (NAHU), David stays informed of the issues affecting his clients and provides them insight to market trends and direction. Often referred to as an educator rather than a salesman, David is passionate about assuring that his clients fully understand their plans. David will also work with you to develop an on-going communication system with your employees regarding their group plan. David Neider, insurance advisor and highly respected specialist in group insurance plans, welcomes your questions related to your company’s insurance issues. You can call David at 713-626-2838 or e-mail him at [email protected]
David says …
On Offering You Choice and Savings
“The broad choice of carriers and plans that is available to Healthcare Consultants is the key to plan flexibility and providing our clients with the best prices.”
On Providing Clients with Guidance
“We take the “consultants” part of our name very seriously. As insurance agents, we listen very closely to our clients’ needs and work with them to find the best solutions.”
“I find it very satisfying to see the amazement on clients’ faces when they realize the level of service they get from us at no extra charge.”
Keeping You Current
“Given the complexity and great importance of having health insurance in our society today, we consider it our duty to keep our clients current on policy changes and legislative initiatives.”
Levi Strauss - Vice President
Levi graduated from the University of Arizona in 2003 with a degree in Marketing and Consumer Behavior and immediately entered the insurance industry. Joining Healthcare Consultants in 2003, Levi developed his passion for educating consumers in the ever changing world of insurance.
A year later, Levi found that his calling was helping employers provide great benefits to their employees and redirected his attention to group benefits. “The highlight of my day is showing an employer an innovative strategy to reduce cost while improving benefits,” says Levi.
In a constantly changing industry, Levi is the first to hear about new products, analyze them, and illustrate to Healthcare Consultants how these new plans can benefit not only potential clients, but also how they can greatly assist current clients of the agency.
If you would like to experience a unique, fresh, and educational way to assess your benefits package, whether for group, medical, life, dental, or disability, you can reach Levi at 713-626-2838 or e-mail him at [email protected]
Dustin Neider - Consultant
Graduating from Long Island University with a degree in Business, Dustin has worked with HCI helping individuals and corporations by providing sound solutions to their needs. Dustin is a licensed representative to sell on the Exchanges under ACA and additionally is Certified by NAHU as both a Self Funding and ACA Certified consultant. Dustin has the knowledge and patience to help guide you through all of the new ACA options and regulations. Dustin is married to Bonnie and has a daughter named Brianna.
Stephen (Stacey) Merritt
A thirty-five year veteran, Stacey has been a trailblazer in the employee benefits industry. In 1993, Stacey founded HealthShare Alliance of Texas, a private, small employer health insurance purchasing co-op. It was the only private co-op founded in Texas to actually enlist and insure any members, and was the first private co-op in the country to be founded by an agent. Though the co-op is now dissolved, the ex-members still represent a significant faction of Stacey’s current clientele.
Stacey has also been extensively involved in the politics of the health insurance industry at all levels. He has assisted insurance organizations in forming their own political action committees, and has authored various legislative bills in Texas, many of which have become law. He has received numerous industry awards, and is viewed as an important leader within the health insurance community in the Lone Star State.
The enactment of the Affordable Care Act has given rise to the need for new, creative ways to finance the cost of health care. Consequently, in early 2009, Stacey founded TPA Systems Inc., a third-party administration firm specializing in the administration of flexible compensation plans: health reimbursement arrangements (HRA), flexible spending arrangements (FSA), and health savings accounts (HSA). Coupling these plans with high deductible health plans is increasingly becoming the preferred way for employers to manage health care costs. Stacey is now recognized as a go-to expert within the flexible compensation benefits industry. Stacey can be contacted at 713-626-2838 or e-mail him at [email protected]
Stephen Friedman, President of McNeil-Friedman LTD, has been an adviser to business, individuals and professionals for over 40 years. He specializes in legacy planning, business planning and employment benefits. In addition, he has a specialization in providing life insurance for people who have trouble obtaining this coverage.
He currently serves on many community and industry boards, both in Houston and nationally. He is also currently involved with multiple charities in the Houston area. In addition, Steve is a member of the Forum 400 and he is a life and qualifying member of the Million Dollar Round Table. He also has the designation of being in MDRT Top of the Table Producer category. He is also a registered representative of NFP Securities, Inc. Steve can be reached by phone at 713-626-2838 or e-mail him at [email protected]
Dave Chotiner, CLU has over 46 years experience in the insurance industry. Dave graduated from the University of North Carolina in 1963 with a degree in Economics.
After graduation, Dave began his insurance career at the Connecticut General Life Insurance Company in Pittsburgh, Pennsylvania. He moved to Houston in 1978 where he began selling Group Benefits for Entrust.
Dave joined Healthcare Consultants in 2002, and brings a wealth of knowledge and passion to the firm. Dave is truly a master at creating innovative ways for employers to provide the best benefit packages possible for their employees while keeping the focus on reducing employer cost. Dave also enjoys sharing with seniors how to transition to Medicare.
Dave has been married to his beautiful bride for 23 years and has 4 children and 6 grandchildren. Dave is very active in his community and when he is not presenting fresh ideas to employers, he is umpiring high school baseball games throughout Houston, which he has done for over 35 Years.
Dave Chotiner is here to help and is eager to answer any questions you may have regarding your current benefits, and assess ways in which you can reduce your cost. He can be contacted at 713-626-2838 or email him at [email protected]